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Ghana Financial Services Industry Market Report (Banking, Insurance)

Updated: Jun 3




The financial services industry in Ghana, encompassing banking and insurance, is a critical pillar of the national economy, facilitating economic growth and development. As of 2023, the financial services sector is valued at approximately USD 12 billion, with banking and insurance being the primary components (source: Bank of Ghana).


The sector has seen an annual growth rate of 9% over the past five years, driven by regulatory reforms, technological advancements, and increasing financial inclusion. Ghana's GDP stood at USD 74.26 billion in 2022, with the financial services sector accounting for about 15% of the total (source: World Bank).


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